Cash‑flow Implications of Delayed CIS Refunds: A Guide for Property & Development Firms

Accounting, Business, Construction / By Yamin Faruk / 26/01/2026

The foundation of any real estate or development company is cash flow. Managing contractors, funding ongoing builds, and keeping projects on schedule all depend on having funds available at the right time. However, for companies operating under the Construction Industry Scheme (CIS), delayed tax repayments are creating a growing concern. The CIS refunds cash flow […]

Cash‑flow Implications of Delayed CIS Refunds: A Guide for Property & Development Firms Read More »

Construction Cash Flow Forecasting and Why DIY Accounting Fails - CW

Construction Cash Flow Forecasting: Why DIY Accounting Fails?

Accounting, Construction, Limited Company / By Yamin Faruk / 20/01/2026

The construction industry, cash flow is the lifeblood of any project. Accurate forecasting ensures that contractors can meet payroll, pay suppliers on time, and keep projects moving without costly delays. Without a clear view of future cash inflows and outflows, even profitable businesses can face unexpected financial strain. Many construction firms rely on DIY accounting

Construction Cash Flow Forecasting: Why DIY Accounting Fails? Read More »

Contractor Dividends & Tax Efficiency: Salary vs Dividends Strategy for 2026

Accounting, Construction, Self Assessment / By Yamin Faruk / 14/01/2026

Choosing the right payment strategy is one of the most important decisions for maximising take-home pay. The balance between salary and dividends doesn’t just affect how much you earn but it also impacts your tax liabilities, National Insurance contributions, and overall financial efficiency.As we move towards the 2026 tax year, understanding how salary–dividend planning works

Contractor Dividends & Tax Efficiency: Salary vs Dividends Strategy for 2026 Read More »

Maximising Tax Efficiency: How UK Independent Contractors Should Handle VAT and Dividends

Construction, Limited Company, VAT / By Yamin Faruk / 23/12/2025

Tax efficiency isn’t just a financial bonus, it’s a core part of maximising income and running a successful business. With the right approach, contractors can significantly increase their take-home pay without increasing their workload. Understanding taxes for independent contractors is essential to make informed decisions about VAT and dividends.Two of the most effective tools for

Maximising Tax Efficiency: How UK Independent Contractors Should Handle VAT and Dividends Read More »

Top 10 Expenses Limited Companies Can Claim Under the Construction Industry Scheme (CIS)

Limited Company, Business, Construction / By Yamin Faruk / 16/12/2025

Managing a limited company in the construction sector involves a wide range of expenses, from purchasing materials and tools to covering travel and insurance costs. These expenses can quickly add up, impacting your finances. Under the Construction Industry Scheme (CIS), many of these costs are eligible for tax deductions, which can help reduce your Corporation

Top 10 Expenses Limited Companies Can Claim Under the Construction Industry Scheme (CIS) Read More »

Do Limited Companies Need CIS Registration? Here’s What You Need to Know

Accounting, Business, Construction, Limited Company / By Yamin Faruk / 05/12/2025

Running a limited company in the construction sector comes with many responsibilities and one of the most important is understanding CIS (Construction Industry Scheme). CIS is a set of HMRC rules that controls how payments are made between contractors and subcontractors in construction. Its main purpose is to make sure the right amount of tax

Do Limited Companies Need CIS Registration? Here’s What You Need to Know Read More »

6 Red‑Flag Metrics Construction Accounting

6 Red‑Flag Metrics in Construction Accounting That Every UK Contractor Should Track

Accounting, Business, Construction / By Yamin Faruk / 24/11/2025

Construction works very differently from most other industries. Projects can last for months or even years. Costs usually build up at the start, with large spending on materials, labour, and equipment before any payments are received. When you add delays, contract changes, and complicated payment terms, problems can easily go unnoticed until they become serious.This

6 Red‑Flag Metrics in Construction Accounting That Every UK Contractor Should Track Read More »

$Featured image of CW - 6 Signs Your Construction Company Needs fractional CFO$

6 Signs Your Construction Company Needs fractional CFO services

Accounting, Business, Construction / By Yamin Faruk / 14/11/2025

Managing a construction company is challenging. Multiple projects, tight deadlines, and fluctuating cash flow can quickly become overwhelming. A fractional CFO is a part-time financial expert who provides strategic guidance, financial oversight, and planning without the cost of a full time CFO. In this article, you’ll learn 6 clear signs your construction business needs fractional

6 Signs Your Construction Company Needs fractional CFO services Read More »

What Happens to Your Company’s Debts After Liquidation?

Accounting, Company Liquidation, Limited Company / By Yamin Faruk / 03/11/2025

When a company can’t pay its debts or decides to close, it goes through liquidation. A liquidator is a person who helps close the company properly. They collect and sell the company’s assets and use the money to pay back creditors in a set legal order. What Happens to Debts During Liquidation When a company

What Happens to Your Company’s Debts After Liquidation? Read More »

Prevent Your Business from Entering Liquidation - Blog image

How to Prevent Your Business from Entering Liquidation: Warning Signs and Early Interventions

Accounting, Business, Company Liquidation / By Yamin Faruk / 22/10/2025

Every business big or small can face financial challenges. Issues such as cash flow shortages, mounting debts, or the loss of key clients can quickly escalate if not addressed. When these problems remain unresolved, a business may be forced into liquidation a formal process where assets are sold to repay creditors. Liquidation carries serious consequences,

How to Prevent Your Business from Entering Liquidation: Warning Signs and Early Interventions Read More »