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Businesses that offer employees perks, such as company cars, private medical insurance, or other benefits, need to understand payrolling benefits. Payrolling benefits means reporting these perks through the payroll system as they occur, rather than waiting until the end of the tax year to fill out forms like the P11D. This allows income tax and […]
The Construction Industry Scheme (CIS) is a UK tax system for construction work. It helps the government make sure the right amount of tax is paid. Under this system, contractors take some tax money from the payments they make to subcontractors and send it directly to HMRC (the UK tax office). This helps stop people
HMRC Construction Industry Scheme Crackdown: What It Means for Your Business Read More »
The foundation of any real estate or development company is cash flow. Managing contractors, funding ongoing builds, and keeping projects on schedule all depend on having funds available at the right time. However, for companies operating under the Construction Industry Scheme (CIS), delayed tax repayments are creating a growing concern. The CIS refunds cash flow
Cash‑flow Implications of Delayed CIS Refunds: A Guide for Property & Development Firms Read More »
The construction industry, cash flow is the lifeblood of any project. Accurate forecasting ensures that contractors can meet payroll, pay suppliers on time, and keep projects moving without costly delays. Without a clear view of future cash inflows and outflows, even profitable businesses can face unexpected financial strain. Many construction firms rely on DIY accounting
Construction Cash Flow Forecasting: Why DIY Accounting Fails? Read More »
Choosing the right payment strategy is one of the most important decisions for maximising take-home pay. The balance between salary and dividends doesn’t just affect how much you earn but it also impacts your tax liabilities, National Insurance contributions, and overall financial efficiency.As we move towards the 2026 tax year, understanding how salary–dividend planning works
Contractor Dividends & Tax Efficiency: Salary vs Dividends Strategy for 2026 Read More »
Running a limited company in the construction sector comes with many responsibilities and one of the most important is understanding CIS (Construction Industry Scheme). CIS is a set of HMRC rules that controls how payments are made between contractors and subcontractors in construction. Its main purpose is to make sure the right amount of tax
Do Limited Companies Need CIS Registration? Here’s What You Need to Know Read More »
Construction works very differently from most other industries. Projects can last for months or even years. Costs usually build up at the start, with large spending on materials, labour, and equipment before any payments are received. When you add delays, contract changes, and complicated payment terms, problems can easily go unnoticed until they become serious.This
6 Red‑Flag Metrics in Construction Accounting That Every UK Contractor Should Track Read More »
Managing a construction company is challenging. Multiple projects, tight deadlines, and fluctuating cash flow can quickly become overwhelming. A fractional CFO is a part-time financial expert who provides strategic guidance, financial oversight, and planning without the cost of a full time CFO. In this article, you’ll learn 6 clear signs your construction business needs fractional
6 Signs Your Construction Company Needs fractional CFO services Read More »
When a company can’t pay its debts or decides to close, it goes through liquidation. A liquidator is a person who helps close the company properly. They collect and sell the company’s assets and use the money to pay back creditors in a set legal order. What Happens to Debts During Liquidation When a company
What Happens to Your Company’s Debts After Liquidation? Read More »
Every business big or small can face financial challenges. Issues such as cash flow shortages, mounting debts, or the loss of key clients can quickly escalate if not addressed. When these problems remain unresolved, a business may be forced into liquidation a formal process where assets are sold to repay creditors. Liquidation carries serious consequences,